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Bangalore(Bengaluru) is the capital of Karnataka, Bangalore houses more than 10 million people. Banaglore has most number of banks in India. In Bangalore, one can get competative interest rates on Personal Loan.
Applying personal loan is no more lengthy process, as it involves minimum documentation and short processing time. Though Personal loans interest rates in bangalore are differs with different Financial institutions and Banks.
For personal loan eligibility will differs bank to bank. The eligibility will also gets differs with requirements and needs.
Age - Minimum 23 years – Maximum 58 years. Residency - Should be a legal Indian resident. Residential Address - Should have a permanent address with 6 months stability. Bank Account - Should have an active bank account. Income - Stable employment with regular Income of >= 20,000/month in active bank account. CIBIL Scores - Should have a decent and good Credit Record*.Fill in the details to get an estimate of your Loan Eligibility
For Personal loan, different banks require different documents for verification that proves the authenticity of the borrower. Following are an overview of the documents generally asked while applying for a personal loan in Bangalore:
Identity Proof - PAN / Aadhaar / Voter ID / Driving License / Passport Copy. Current Address Proof - Driving license/ Passport Copy/ Latest Gas Bill with Gas Bond / Latest Property Tax Bill / Bank Passbook / Ration Card. Age Proof - Pan Card / Aadhaar Card / Voter ID card / Passport Copy / Any Other Statutory authority Certificat. Bank Statement - Latest 3 Months Bank Statement required. Company ID - For Employment Proof. Salary Payslips - Last 3 Months. Form 16 - if required. Photo Copy - One Passport Size Photo .Get instant approval on your online Personal Loan at the lowest interest rates through SalariedLoans. Find the best offers for yourself at SalariedLoans. We provide best personal loans rates.
Bangalore has best interest rates on Personal loan. Below are the Best Personal Loan banks in accordnace with Interest Rates:
Interest Rate starts @ 10.75%* (Offer Rate, Available till 28th Feb 2020) for Salariedloans Personal Loan customers in Bangalore. Rs.1999/-* Processing Charges. Flexible Repayment tenures extending up to 60 months. Lock Period of 1 year however topups available after the 3rd emi. Flexible Part payment option with two part payments allowed in the entire tenure of 25% each. 
Interest Rate starts @ 12.99%* for Salariedloans Personal Loan customers in Bangalore. Foreclosure 2%* of Out standing Principle. Flexible Repayment tenures extending up to 72 months. Flexible Part payment options available without charges of upto 25% outstanding principle after every 6 months. 
Interest Rate starts @ 11.10%* for Salariedloans Personal Loan customers in Bangalore. Foreclosure 4.5% of Out standing Principle (For Loan Amount of 10 Lakhs rupees and above cases, the Charges would be ZERO). Flexible Repayment tenures extending up to 60 months. The interest rate will vary and set by Banks based on a number of many factors such as the Income, Company, Loan amount, Job type, Credit Score and Tenure chosen, etc. Yes, one can negotiate for a favorable interest rate but at the discretion of the bank.
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