Compare And Apply Person Loans

Find the personal loan best suited for you

Personal Loan Rates in Bangalore

Bank Name

Interest Range

Loan Amount

Bajaj Finserv

12.99% - 17.00%

Rs 25L Max


What you'll love
  • No guarantor required
  • Instant Online Approval




Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph


Eligibility Criteria
  • Age at least 25 and less than 55
  • Salaried employee of either an MNC, public or private company



HDFC Bank

11.25% - 21.00%

Rs 1Cr Max

What you'll love
  • No guarantor required
  • Conditional pre-closure - only after 1 year
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 21 and less than 60
  • Be earning at least Rs.20,000 per month net income (Rs. 25,000/- in Madhya Pradesh)


ICICI Bank

11.25% - 21.00%

Rs 40L Max

What you'll love
  • No guarantor required
  • Conditional pre-closure - only after 6 months
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 23 and less than 65
  • The person must have a monthly income of Rs.15,000 or more


IDFC First Bank

10.99% - 21%

Rs 50L Max

What you'll love
  • No guarantor required
  • No part payment fee
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 23 and less than 70


Tata Capital

12.99% - 21.00%

Rs 25L Max

What you'll love
  • No guarantor required
  • Conditional pre-closure and part payment - only after 12 months
  • 25% part payment allowed in a year.
  • Maximum loan term of 6 years available

Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 24 and less than 55
  • Should have a job and worked with the current employer for at least 1 year
  • Salaried: Min Rs. 20,000 PM, max loan of Rs.15,00,000.
  • Self-Employed: Min Rs. 2,00,000 PA, max loan of Rs. 20,00,000.
  • Businessmen/Women: Min Rs. 2,00,000 PA, max loan of Rs. 15,00,000.


KOTAK Bank

11.49% - 24.00%

Rs 40L Max

What you'll love
  • No guarantor required
  • Conditional pre-closure - only after 1 year
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 21 and less than 55
  • Must be salaried Indian residents working at MNCs, public companies, and other large private organizations
  • Income showed must be more than Rs. 25,000 per month


YES Bank

10.75% - 18%

Rs 40L Max

What you'll love
  • No guarantor required
  • Conditional pre-closure - only after 6 months
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 22 and less than 58
  • Minimum income required is Rs. 25,000 per month


HDB Bank

15.95% - 18.95% Fixed

Rs 80L Max

What you'll love
  • No guarantor required
  • Conditional pre-closure - only after 1 year
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 22 and less than 65
  • For self employed minimum income Rs.1 lakh (Metros i.e. Chennai, Bangalore, Hyderabad, Mumbai, Pune, Ahmedabad, Delhi, Kolkatta), Rs.75,000 - others


Citi Bank

10.99% - 18.00% Fixed

Rs 30L Max


Personal Loans can be used for plenty of purposes. A personal loan is an unsecured loan. That means you don't need to put up collateral or a down payment in order to receive funds. You can apply for a personal loan through many different financial institutions. Unsecured loans (called signature loans) are advanced on the basis of the borrower's credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.

Online personal loan is depend on bank or finance Institute which you apply for a loan. First you need to apply for personal loan by online then once your application got cleared then you will get a loan within 24 hours and maximum time it takes 72 hours.

Loans, Personal Loans. If you need to borrow money to consolidate credit card debt, move cross-country or even finance an adoption, a personal loan can help cover your expenses without breaking the bank. Most personal loans are unsecured, meaning they don't require collateral such as a house or car

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Types Of Personal Loans
  • Unsecured loans: These loans don't require collateral such as your home, car or other personal property.
  • Secured loans: A secured loan requires collateral that "secures" the loan.
  • Fixed rate personal loans.
  • Variable rate loans.
  • Installment loans.
  • Lines of credit.
  • Credit cards, cash advances and balance transfers.

Limit is set in separate Current account which drops monthly till end of the tenure. Pay the interest only on the amount utilized.

  • to provide for child's education
  • for weddings and family functions
  • to refinance Credit Card dues
  • for down payments for cars, bikes etc
  • for undertaking a professional course
  • for home purchase, renovations and refurbishing
  • to consolidate ongoing loans
  • for any medical emergencies
  • for financing a vacation

The following people are eligible to apply for a Personal Loan:

  • Salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
  • Individuals between 21 and 60 years of age
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)


The following documents are required along with your Personal Loan application:

  • Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of previous 6 months Latest salary slip/current dated salary certificate with the latest Form 16)





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Happy Client

Anuj M.

Business Owner

“After being rejected for a consolidation loan by my bank and mortgage provider, I stumbled across www.salariedloans.com via a Google search. I would like to personally thank Mr.Praveen and Salariedloans Team for their first class service and much needed help and advice.”

Happy Client

Prakash Joshi

Business Owner

“Thanks for your quick support. Due to my travel plan and urgent need, they arranged the loan within record time. Didn't believe that third party can influence the banks to bring such a quick turnaround.”

Happy Client

Priya

School Director

“Salariedloans has helped us a lot in getting a loan for our School.”

Happy Client

Syed R.

Director - Open Help Desk Services

“Salariedloans team have been great and I am really impressed with the support you give and all the effort.”

Simple Loan Process

Turning Money Problem Into Solutions
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Choose Loan Amount

Choose your loan amount and terms to use loan

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Provide Document

Need to provide some basic document to verification

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Approved Loan

Our loan specialist ask fews question and verify docuements.

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Get your Money

Once loan aprroved you get loan amount credit.