Loan Against Property

Bank Name

Interest Range

Loan Amount

bajaj

9.5%-10.80%

Rs 25lakh-1crore


What you'll love
  • No guarantor required
  • Instant Online Approval




Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph


Eligibility Criteria
  • Age at least 25 and less than 55
  • Salaried employee of either an MNC, public or private company



hdfc

9.80%-10.80%

Rs 25L Max-Rs75 lakh

What you'll love
  • No guarantor required
  • Conditional pre-closure - only after 1 year
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 21 and less than 60 for Salaried
  • Age at least 21 and less than 65 for Self Employed
  • Be earning at least Rs.20,000 per month net income


icici

12.50%

Rs 25L-75lakh

What you'll love
  • No guarantor required
  • Conditional pre-closure - only after 6 months
Documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Eligibility Criteria
  • Age at least 23 and less than 65
  • The person must have a monthly income of Rs.25,000 or more


LAP loan against property (LAP) is exactly what the name implies -- a loan given or disbursed against the mortgage of property

Apply for loan against property by pledging your commercial or residential property as collateral. Get up to 60% of your property's value with loan against property. Enjoy competitive interest rates and customised options with the hassle-free processing on loans against property.

With low EMIs and speedy loan approvals, our loans against property are the ideal solution to meet your immediate financial needs.

LAP
  • Low EMIs.
  • Speedy Loan Approvals.
  • High Loan Amounts
  • Competitive Pricing

    High Loan Amounts
  • Get a loan worth up to 60% of the market value of the property. Our high loan amounts also come with longer repayment tenures, all at attractive interest rates.
  • Fulfil Your Every Need
  • Both residential and commercial properties* are accepted as collateral, and the money from the HDFC Bank Loan Against Property can be used for a variety of personal or business needs. *Conditions Apply
  • Easy Repayment Options
  • With competitive interest rates, you can easily repay your loan in low EMIs, or choose our Dropline Overdraft Facility.
  • Transparent Processing
  • All our charges are communicated up front, at the time of the processing of the loan. No hidden charges or fees.
  • Quick and Efficient Servicing
  • With our doorstep service, your HDFC Bank Loan Against Property will be processed quickly and easily.
  • Benefits for the Self Employed
  • Self-employed individuals can benefit from our customised loan options and specially designed programmes.
  • Easy Debt Consolidation
  • Remember, our HDFC Bank Loan Against Property is an excellent debt consolidation tool.

    The following individuals are eligible to apply for a Loan Against Property:
  • Salaried Individuals
  • Self Employed

The following documents are required along with your Loan Against Property application:
    For Salaried Individuals:
  • A copy of any of the following as proof of residence:
  • Aadhar card
  • Ration Card
  • Telephone Bill
  • Electricity Bill
  • Voter's ID Card
  • A copy of any of the following as proof of identity:
  • Aadhar card
  • Voter's ID Card
  • Driver's License
  • Employer's Card
  • Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months
  • Salary slip for the previous 6 months showing all deductions Form 16 for the previous 2 years
  • Copies of all the property documents of the concerned property to be pledged for the loan
  • For Self Employed Professionals/Individuals:
  • Certified Financial Statement for the previous 3 years
  • A copy of any of the following as proof of residence:
  • Ration Card
  • Aadhar card
  • Telephone Bill
  • Electricity Bill
  • Voter's ID Card
  • A copy of any of the following as proof of identity:
  • Voter's ID Card
  • Aadhar card
  • Driver's License
  • Employer's Card
  • Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months
  • Copies of all the property documents of the concerned property to be pledged for the loan

Simple Loan Process - Loan Against Property

Turning Your Dream Into Reality
loan icon

Choose Loan Amount

Choose your loan amount and terms to use loan

doc icon

Provide Document

Need to provide some basic document to verification

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Approved Loan

Our loan specialist ask fews question and verify docuements.

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Get your Money

Once loan aprroved you get loan amount credit.

Quick loan Process

Quick Loan
Approvals

Customer Satisfaction

Customers
Satisfied

No Hidden Charges

No Prepayment or
Hidden Fees

Best After Sales Support

Best After Sales Service