HDFC Personal Loan offer starts @10.75%


Get instant approval on your online Personal Loan at the lowest interest rates through SalariedLoans. Find the best offers for yourself at SalariedLoans. Whether you are salaried or self-employed, we provide personal loans starting from 10.75%.

HDFC Personal Loan Online

HDFC Bank Personal Loan

HDFC Bank, one of the largest leading lenders in the India. HDFC offers best rate of interest on the Personal Loan. HDFC personal loan starting at interest rate starting 10.75%* p.a. HDFC Bank offers Personal Loans at best competitive interest rates, flexible tenures, affordable EMI's and fast disbursals.

Why apply HDFC Personal Loan @ SalariedLoans.com?

Low Interest Rates: We have Negotiated with HDFC Bank to get you the best personal loan interest rates.
Customized Offers: SalariedLoans.com has partnered with HDFC Bank to give you customized personal loan offers.

Get Best Personal Loan Interest Rate Offer



Key Features of HDFC Personal Loan

HDFC bank has attractive and beneficial features on its Personal Loan, below are some list of features:

  • Competitive Interest rate: Affordable and Flexible Interest Rates. The interest rate starts from 10.75% and goes up to 21% depending on the credit score of applicants.
  • Special Offers for HDFC Bank Customers: If your Salary account in HDFC Bank, you are eligible for special offers and interest rates. The bank has several attractive offers exclusively for its own customers.
  • Easy and Fast Personal loan: You can get a quick personal loan through a fast processing system. You can visit our website to check your eligibility and complete the documentation and other formalities. It is an easy and quick process.
  • Insurance Cover: You get an insurance cover along with your personal finance scheme for a nominal premium.
  • Save on Money Personal Loan Balance Transfer: If you already have a personal loan, you can transfer it to your HDFC bank account to get a lower interest rate of 10.75% and flat Processing fess starting at 1999/-.

HDFC Personal loan Interest Rates 2019
Interest rate Salaried - 10.75% to 20%
Processing Charges Upto 2.50% of the loan amount subject to a min of ₹ 1,999/- & Max of ₹ 25,000/- for Salaried.
Prepayment Salaried - No pre-payment permitted until repayment of 12 EMIs
Pre-payment charges 13-24 Months - 4% of Principal Outstanding,
25-36 Months - 3% is applicable on payments,
36-60 Months - 2% is applicable post 36 months.

NOTE: Rate of Interest & Processing Fees, depends on the loan amount and company category.

Factors on HDFC Personal Loan Interest Rates


Get Rate of Interest quote based on your Salary and Company


The interest rate will vary and set by HDFC Bank based on a number of many factors such as the Income, Company, Loan amount, Job type, gender, credit score and tenure chosen, etc. Yes, one can negotiate for a favorable interest rate but at the discretion of the bank.

  • Fixed interest rate: is when a fixed rate is set on the personal loan and you have to pay a fixed amount of interest throughout the tenure.

  • Processing Fees: The processing fee charged by HDFC personal loans is up to 2.5% of the loan amount subject to a minimum of ₹1,999 and maximum of ₹25,000.

HDFC Personal Loan Eligibility Criteria


The following people are eligible to apply for a HDFC Bank Personal Loan:
- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
- Individuals between 21 and 60 years of age.
- For HDFC Bank Personal Loan, minimum salary should be 20,000/-pm. Check Eligbility

Documents Required for HDFC Personal Loan


HDFC Bank requires a set of documents for authentication purposes for your personal loan:

  • Loan Application: Fill it up online within two minutes.
  • Identity Proof: Voter Id Card/Passport/Driving License/Aadhar Card
  • Address Proof: Aadhar Card/ Passport/ Telephone or Electricity bill/ Ration Card/ Rental Agreement.
  • Bank statement: Bank statement of last 3 months or bank passbook of 6 months.
  • Salary Slip: Salary slip of the last 3 months with Form 16.
HDFC Personal Loan Documentation

HDFC Personal Loan Process @SalariedLoans


Simple, Easy, Quick and Hassle-free Service.
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Choose Personal Loan Amount

Choose your HDFC Personal loan amount and terms to use loan

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Provide Document

Need to provide some basic document to verification

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Approved Loan

Our HDFC Personal loan team specialist ask few questions and verify documents.

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Get your Money

Once Personal loan aprroved you get loan amount credit.

Quick loan Process

Quick Loan
Approvals

Customer Satisfaction

Customers
Satisfied

No Hidden Charges

No Prepayment or
Hidden Fees

Best After Sales Support

Best After Sales Service