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HDFC Bank Personal Loan

HDFC Bank, one of the largest leading lenders in the India. HDFC offers best rate of interest on the Personal Loan. HDFC personal loan is offered at interest rate starting 11.99%* p.a.

Our single-minded focus on product quality and service excellence has helped us garner the appreciation of both national and international organizations.

Personal Loan

The key features of personal loans include customisation of personal loans, and special interest rates on personal loans for existing HDFC Bank customers. You can also transfer your existing personal loan to HDFC Bank.

Interest Rates
Interest rate Salaried - 11.99% to 20%
Processing Charges Up to 2.50% of the loan amount subject to a min of ₹ 1,000/- & Max of ₹ 25,000/- for Salaried Customers.
Prepayment Salaried - No pre-payment permitted until repayment of 12 EMIs
Pre-payment charges 13-24 Months - 4% of Principal Outstanding,
Charges for late payment of EMI 24% per annum on amount outstanding.

Eligibility Criteria

The following people are eligible to apply for a Personal Loan:
- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
- Individuals between 21 and 60 years of age. Apply now

Simple Loan Process

Turning Money Problem Into Solutions
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Choose Loan Amount

Choose your loan amount and terms to use loan

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Provide Document

Need to provide some basic document to verification

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Approved Loan

Our loan specialist ask fews question and verify docuements.

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Get your Money

Once loan aprroved you get loan amount credit.