Home Loan

HDFC Bank offers among the most feature-packed home loans in India. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans.

With quick processing and attractive interest rates, HDFC Bank’s home loans are hassle-free and customer-friendly. In addition, women who apply for home loans are eligible for lower interest rates.

HDFC Home Loans come with unlimited benefits. Get approvals even before you select your property, or ask us for help while acquiring a property, and you're well on your way to finally buying a house that defines who you are.

home loan
Still thinking? When it comes to.
  • Attractive interest rates to make your Home Loans affordable and easier on your pocket.
  • Customized repayment options to suit your needs.
  • No hidden charges.
  • Expert legal and technical counseling to help you make the right home buying decision.

HDFC Home Loans come with unlimited benefits. Get approvals even before you select your property, or ask us for help while acquiring a property, and you're well on your way to finally buying a house that defines who you are.

    DIFFERENT OFFERINGS FOR DIFFERENT PEOPLE
  • HDFC offers specially designed Home Loans for Agriculturists, Planters, Horticulturists and Dairy Farmers
  • AUTOMATED REPAYMENT OF EMIS
  • You can give us standing instructions to repay your Home Loan EMIs directly from HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.
  • RURAL HOUSING FINANCE
  • Home Loans for Businessmen, Traders, Government & Private Sector Employees for rural properties in residential areas
  • SPECIAL HOME LOAN SCHEME FOR AGRICULTURISTS
  • Loans for farmers to buy or construct houses/apartments in several of cities/towns of their choice. Home loans in residential areas of villages. No mortgage of agricultural land required for the purpose of home loans
  • THE HDFC ADVANTAGE
  • Pioneer of Housing Finance in India with over 35 years of lending experience. Loan approval even before a property is selected. Flexible loan repayment options
  • VARIETY OF LOAN OPTIONS
  • Loans like Home Improvement Loan and Home Extension Loan
  • RURAL HOUSING FINANCE
  • Home Loans for Businessmen, Traders, Government & Private Sector Employees for rural properties in residential areas

    The following documents are required to apply for a Home Loan:
  • Application form with photograph
  • Identity and Residence proof
  • Last 6 months bank statements
  • Processing fee cheque
  • For Agriculturists
  • Copies of Title Documents of Agricultural Land depicting Land holding and crops being cultivated.
  • Statement of previous 2 years of loans availed
  • For Salaried Customers
  • Latest Salary Slip and Form 16
  • For Businessmen - Professionals
  • Educational Qualifications Certificate, Business Profile and Proof of Business
  • Previous 3 years Income Tax returns (self and business), Profit/Loss and Balance Sheet

Simple Loan Process

Turning Money Problem Into Solutions
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Choose Loan Amount

Choose your loan amount and terms to use loan

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Provide Document

Need to provide some basic document to verification

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Approved Loan

Our loan specialist ask fews question and verify docuements.

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Get your Money

Once loan aprroved you get loan amount credit.