For Salaried

Move your Home Loan outstanding balances to HDFC, pay lower monthly installments and enjoy the savings for the other things in life that really matter to you and your family.
  • Transfer your outstanding Home Loan availed from another Bank / Financial Institution to HDFC and get an additional Top Up Loan of up to Rs. 50 lacs.
  • Attractive interest rates that make your Home Loan affordable and easier on your pocket.
  • Customised repayment options to suit your needs.
  • No hidden charges
  • Integrated branch network for availing and servicing the loan anywhere in India.
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. T
  • Customised insurance solutions

For Self Employed

    chance to lower your loan repayments when you have smarter options to choose from. Move your Home Loan outstanding balances to HDFC, pay lower monthly installments and enjoy the savings for the other things in life that really matter to you and your family.
  • Transfer your outstanding Home Loan availed from another Bank / Financial Institution to HDFC and get an additional Top Up Loan of up to Rs. 50 lacs.
  • Innovative Home Loan schemes.
  • Doorstep assistance on your Home Loan.
  • Attractive interest rates that make your Home Loan affordable and easier on your pocket.
  • Customised repayment options to suit your needs.
  • No hidden charges.
  • Integrated branch network for availing and servicing the loan anywhere in India
car-loan
Who Can Apply
You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.

Top-up Loans

Buying a home comes with many unforeseen expenses that you can’t always plan for. That’s where Bajaj Finserv Top-up Loans come in. Get the advantage of a top-up on your existing home loan with Bajaj Finserv at low home loan interest rates and a hassle-free application process. In addition, our top-up loan come without the need for you to submit collateral, as they are just an add-on to your existing home loan.


Part prepayment facility

You can prepay any amount. However, the prepayment transaction should not be less than the total amount of 3 EMIs. There is no limit on the maximum amount. This is subject to you clearing your first EMI.


3 EMI Holiday

Bajaj Finserv focuses on the ease of repayment through multiple flexible options that make it easier for the customer to repay their loans. A 3-month EMI grace period will help manage/plan monthly expenses and give a cushion to the customer to plan his finances.


    Proof of both identity and residence (any 1)
  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence
  • Proof of income
  • Income Tax Returns along with computation of income for the last 3 Assessment Years
  • Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexures / Schedules
  • (Points 2 & 3 should be of both the individual and the business entity and attested by a CA)
  • Last 6 months' Current A/c Statements of the business entity and Savings Account Statements of the individual
  • Other documents
  • Business Profile
  • Latest Form 26 AS
  • List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
  • Memorandum and Articles of Association of the Company Partnership deed in case of the business entity being a partnership firm
  • Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
  • Cheque for processing fee favouring ‘HDFC Ltd.’
  • Documents for a Balance Transfer Loan
  • A letter on the letter head of the existing lender stating the list of property documents held by them
  • Latest outstanding balance letter from your existing financial institution on their letter head
  • Photocopy of the property documents (including Own Contribution Proof)


  • Form 16/ Latest salary slips
  • Bank statements of salary account for last 6 months
  • Voter's ID card, Driving license, Job card issued by NREGA/Aadhar card/PAN card (PAN card only as identity proof)
  • Passport/Voter's ID card/Driving license/Aadhar Card

Simple Loan Process

Turning Money Problems Into Solutions
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Choose Loan Amount

Choose your loan amount and terms to use loan

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Provide Document

Need to provide some basic document to verification

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Approved Loan

Our loan specialist ask fews question and verify docuements.

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Get your Money

Once loan aprroved you get loan amount credit.