PERSONAL LINE OF CREDIT

Personal Line of Credit,a unique and innovative offering that allows you to manage your cash flows in a smarter and more effective manner. Personal Line of Credit is a facility where you are given a “credit line” and during the term of the facility you pay interest component only on the amount utilized. Unlike our Flexi Loans, the credit line assigned does not reduce by any dropline amount.

Get Rate of Interest Quote:

Features

  • No multiple applications Just withdraw money from your loan account and transfer it to your bank.
  • only interest as EMI Choose to pay only interest as EMI, which reduces EMI amount by up to 50%.
  • Free part-prepayment Part-prepay your loan whenever you have surplus funds, without any extra charge.
  • Multiple withdrawalsMultiple withdrawals, without any additional documentation or charges.
  • Online Transactions Withdraw and part-prepay funds through the online customer portal, Experia.

    The following people are eligible to apply for a Personal Line of Credit:
  • Age between 25 to 55 years of age.
  • Salaried employee of either an MNC, public or private company
  • An Indian citizen residing in any of the 30 cities mentioned below
  • You are a salaried professional between 25 to 55 years of age.
  • **Offers on specific models. Terms & conditions apply.

The following Documents are required for applying:

  • KYC documents
  • Salary slips of the last 2 months
  • Salary account bank statement of the last 3 months
  • Address proof


Simple Loan Process

Turning Money Problems Into Solutions
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Choose Loan Amount

Choose your loan amount and terms to use loan

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Provide Document

Need to provide some basic document to verification

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Approved Loan

Our loan specialist ask fews question and verify docuements.

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Get your Money

Once loan aprroved you get loan amount credit.