Loan Against Property

Pledge your property to meet your personal or business goals with HDFC Bank’s loans against property.

Apply for loan against property by pledging your commercial or residential property as collateral. Get up to 60% of your property’s value with loan against property. Enjoy competitive interest rates and customised options with the hassle-free processing on loans against property.

With low EMIs and speedy loan approvals, our loans against property are the ideal solution to meet your immediate financial needs.

LAP
  • Low EMIs.
  • Speedy Loan Approvals.
  • High Loan Amounts
  • Competitive Pricing

    High Loan Amounts
  • Get a loan worth up to 60% of the market value of the property. Our high loan amounts also come with longer repayment tenures, all at attractive interest rates.
  • Fulfil Your Every Need
  • Both residential and commercial properties* are accepted as collateral, and the money from the HDFC Bank Loan Against Property can be used for a variety of personal or business needs. *Conditions Apply
  • Easy Repayment Options
  • With competitive interest rates, you can easily repay your loan in low EMIs, or choose our Dropline Overdraft Facility.
  • Transparent Processing
  • All our charges are communicated up front, at the time of the processing of the loan. No hidden charges or fees.
  • Quick and Efficient Servicing
  • With our doorstep service, your HDFC Bank Loan Against Property will be processed quickly and easily.
  • Benefits for the Self Employed
  • Self-employed individuals can benefit from our customised loan options and specially designed programmes.
  • Easy Debt Consolidation
  • Remember, our HDFC Bank Loan Against Property is an excellent debt consolidation tool.

    The following individuals are eligible to apply for a Loan Against Property:
  • Salaried Individuals
  • Self Employed

The following documents are required along with your Loan Against Property application:
    For Salaried Individuals:
  • A copy of any of the following as proof of residence:
  • Aadhar card
  • Ration Card
  • Telephone Bill
  • Electricity Bill
  • Voter's ID Card
  • A copy of any of the following as proof of identity:
  • Aadhar card
  • Voter's ID Card
  • Driver's License
  • Employer's Card
  • Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months
  • Salary slip for the previous 6 months showing all deductions Form 16 for the previous 2 years
  • Copies of all the property documents of the concerned property to be pledged for the loan
  • For Self Employed Professionals/Individuals:
  • Certified Financial Statement for the previous 3 years
  • A copy of any of the following as proof of residence:
  • Ration Card
  • Aadhar card
  • Telephone Bill
  • Electricity Bill
  • Voter's ID Card
  • A copy of any of the following as proof of identity:
  • Voter's ID Card
  • Aadhar card
  • Driver's License
  • Employer's Card
  • Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months
  • Copies of all the property documents of the concerned property to be pledged for the loan

Simple Loan Process

The passages of Lorem Ipsum available but the majority have suffered alteration embarrased

Choose Loan Amount

Choose your loan amount and terms to use loan

Provide Document

Need to provide some basic document to verification

Approved Loan

Our loan specialist ask fews question and verify docuements.

Get your Money

Once loan aprroved you get loan amount credit.

Quick loan Process

Quick Loan
Approvals

Customer Satisfaction

Customers
Satisfied

No Hidden Charges

No Prepayment or
Hidden Fees

Best After Sales Support

Best After Sales Service