Bajaj Finserv

Bajaj Finserv Flexi Loan

Bajaj Finserv has made its mark as the one of the top-notch non-banking financial company in India through a gamut of Loans & credit cards services provider in India. The Flexi Loan and EMI card loan services are offered across 139 locations. Bajaj Finserv has adopted a service delivery model which ensures is not only quick but hassle free as well. It is one of the first companies to offer Virtual Flexi Facility services with minimum set of documents.

Flexi Loans are the new way of borrowing funds in India, where you get access to a pre-approved loan limit based on your CIBIL and Salary. One can borrow funds whenever you want need them and prepay when you have additional funds in hand.

Bajaj Finance Flexi loan is an industry intensive loan facility. The product is one of its kinds wherein the company can pre-pay and draw down money as well using a self-service portal in the drop-line facility. The product is easy and hassle-free. The borrowing company gets benefit of saving interest cost by pre-paying through idle or any surplus funds that they customer may have.

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Bajaj Overdraft Facility Offer


Documents Required to Process the Flexi Loan


For Flexi Loan, Bajaj Finserv requires Soft copies of documents for verification that proves the authenticity of the borrower. Following are an overview of the documents generally asked while applying for a Bajaj Finserv Flexi Loan:



Identity Proof for Loan  Identity Proof - PAN / Aadhaar / Voter ID / Driving License / Passport Copy.
Address Proof for Loan  Current Address Proof - Driving license/ Passport Copy/ Latest Gas Bill with Gas Bond / Latest Property Tax Bill / Bank Passbook / Ration Card.
Age Proof for Loan  Age Proof - Pan Card / Aadhaar Card / Voter ID card / Passport Copy / Any Other Statutory authority Certificat.
Bank Statement for Loan  Bank Statement - Latest 3 Months Bank Statement required.
Company Id Proof for Loan  Company ID - For Employment Proof.
Payslips for Loan  Salary Payslips - Last 3 Months.
Photo Copy for Loan  Photo Copy - One Passport Size Photo.

Eligibility Criteria for Bajaj Flexi Loan


For Flexi Loan, eligibility will differs bank to bank. The eligibility will also gets differs with requirements and needs. Below are eligibility criteria to get an online Flexi Loan approval for salaried and self-employed individuals are listed:



Age Limit for Loan  Age - Minimum 23 years – Maximum 60 years.
Employment for Loan  Employement - You must be Salaried Employee.
Company for Loan  Company - Company must be 2-3 years MCA registered.
Bank Account for Loan  Bank Account - Should Have An Active Bank Account.
Income for Loan  Income - Stable employment with regular income of >= 40,000/PM in active bank account.
CIBIL Score for Loan  CIBIL Scores - Should have a decent and good Credit Record*.

Features and Benefits of Bajaj Flexi Loan


Free Part-Prepayment

Part-prepay your loan whenever you have surplus funds, without any extra charge.

Choose to pay interest as EMI

Reduce EMI amount up to 50% by paying only interest as your EMI and principal amount at the end of your tenor

Online Withdrawal and Payments

Withdraw and part-prepay funds through the online customer portal, Experia, for hassle-free and smooth processing.

Interest Charged on Daily Basis

You are charged interest on a daily basis, as per the amount utilized at the end of the day.


Age Limit for Loan  Pre-Payments - No limit to the number of pre-payments that can be made in a day.
Age Limit for Loan  Paperless - Submit all documents online.
Employment for Loan  Part Payments - 0% Part Payment Charges.


Our Happy "Bajaj Finserv Flexi Loan" Customer

We Love to Hear from Our Customers


Happy Client

Pradeep.

Accenture

“It was a good experience with Salariedloans.com for the personal loan. I am happy with Salariedloans. The whole process went smooth with them. Interest rate is good and there was no challenges with the bank in taking the loan. They provided good customer service.”

Happy Client

Arunkumar H.

Wipro

“Thanks for your quick support. Due to my travel plan and urgent need, they arranged the loan within record time. Didn't believe that third party can influence the banks to bring such a quick turnaround.”

Happy Client

Priya

School Director

“Salariedloans has helped us a lot in getting a loan for our School.”

Happy Client

Sharanu M.

Director - Open Help Desk Services

“Salariedloans team have been great and I am really impressed with the support you give and all the effort.”

How to Apply for Flexi Loan

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Online Form

Click here to go to our online form. Fill all the details and submit the form.

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Provide Document

To get an instant approval, select your required loan amount and tenor.

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Approved Loan

Our representative will get in touch with you to collect the required soft copies of documents.

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Get your Money

The money will be credited to your loan account. You can then withdraw the funds you need and transfer them to your bank account within 2 hours.