Bajaj Finserv

Bajaj Finserv Overdraft Facility

Bajaj Finserv has made its mark as the one of the top-notch non-banking financial company in India through a gamut of Loans & credit cards services provider in India. The Overdraft Facility and EMI card loan services are offered across 139 locations. Bajaj Finserv has adopted a service delivery model which ensures is not only quick but hassle free as well. It is one of the first companies to offer Virtual Overdraft Facility services with minimum set of documents.

Bajaj Finance Overdraft/Flexi loan is an industry intensive loan facility. The product is one of its kinds wherein the company can pre-pay and draw down money as well using a self-service portal in the drop-line facility. The product is easy and hassle-free. The borrowing company gets benefit of saving interest cost by pre-paying through idle or any surplus funds that they customer may have.

Get your Bajaj Overdraft Facility Eligibility Quote:

Bajaj Overdraft Facility Offer


Bajaj Overdraft Account

Overdraft Facility from Bajaj Finserv come as a strategic plan that could help you better manage your finances. You can deposit or withdraw money from your flexi loan accounts, depending on your cash flow. That means, you can either prepay or ‘down-draw’ against your loan as well as make multiple withdrawals as long as you stay within your credit limit. It’s akin to an overdraft facility.

Bajaj Overdraft Interest Rates and Charges

Rate of Interest Up to 14% -35%
Processing Fees Up to 2%
Loan Statement Charges NIL
Interest & principle statement charges NIL

Bajaj Overdraft Eligibility Criteria


The following people are eligible to apply for a Bajaj Overdraft Loan:
- Self Employed Professionals - Allopathic doctors, chartered accountants, company secretaries and architects who are practicing their profession.
- Self Employed Non Professionals - Traders and manufacturers, retailers, Proprietors, and service providers etc.
- Entities - Partnerships, Limited Liability Partnership, Private Limited and closely held Limited companies.

Documents Required to Process the Bajaj Overdraft Account


For Overdraft Account, Bajaj Finserv requires documents for verification that proves the authenticity of the borrower. Following are an overview of the documents generally asked while applying for a Tata Capital Overdraft Facility:



Identity Proof for Loan  Identity Proof - PAN / Aadhaar / Voter ID / Driving License / Passport Copy.
Address Proof for Loan  Current Address Proof - Driving license/ Passport Copy/ Latest Gas Bill with Gas Bond / Latest Property Tax Bill / Bank Passbook / Ration Card.
Age Proof for Loan  Age Proof - Pan Card / Aadhaar Card / Voter ID card / Passport Copy / Any Other Statutory authority Certificat.
Bank Statement for Loan  Bank Statement - Latest 3 Months Bank Statement required.
Company Id Proof for Loan  Company ID - For Employment Proof.
Payslips for Loan  Salary Payslips - Last 3 Months.
Photo Copy for Loan  Photo Copy - One Passport Size Photo.



Our Happy "Bajaj Finserv Overdraft Account" Customer

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Happy Client

Pradeep.

Accenture

“It was a good experience with Salariedloans.com for the personal loan. I am happy with Salariedloans. The whole process went smooth with them. Interest rate is good and there was no challenges with the bank in taking the loan. They provided good customer service.”

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Arunkumar H.

Wipro

“Thanks for your quick support. Due to my travel plan and urgent need, they arranged the loan within record time. Didn't believe that third party can influence the banks to bring such a quick turnaround.”

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School Director

“Salariedloans has helped us a lot in getting a loan for our School.”

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Director - Open Help Desk Services

“Salariedloans team have been great and I am really impressed with the support you give and all the effort.”


Bajaj Overdraft Facility Process

Turning Money Problem Into Solutions
Bajaj Overdraft Loan

Choose Loan Amount

Choose your Overdraft Facility loan amount and terms to use loan

Bajaj Overdraft Documents

Provide Document

Need to provide some basic document to verification for Overdraft Facility

Bajaj Overdraft facility Approval

Approved Loan

Our Overdraft Facility loan specialist ask fews question and verify docuements.

Bajaj Overdraft Facility Amount

Get your Money

Once Overdraft Facility loan aprroved you get loan amount credit.

Quick loan Process

Quick Loan
Approvals

Customer Satisfaction

Customers
Satisfied

No Hidden Charges

No Prepayment or
Hidden Fees

Best After Sales Support

Best After Sales Service