Bajaj Finserv

Bajaj Finserv Overdraft Facility

Overdraft is a credit facility that allows you to withdraw amount as and when you need. You can also repay the withdrawn amount at your convenience. Hence, it is one of the most preferred credit options availed to meet any kind of financial emergencies, short or long term requirements or a financial backup. Apply for overdraft facility in the form of a Bajaj Finserv Flexi Personal Loan. The flexi loan facility has all the necessary features of an unsecured overdraft loan. Check out the features you may look for with the online flexi loan facility, a new-age unsecured overdraft loan for you.

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Bajaj Overdraft Account

Overdraft Facility from Bajaj Finserv come as a strategic plan that could help you better manage your finances. You can deposit or withdraw money from your flexi loan accounts, depending on your cash flow. That means, you can either prepay or ‘down-draw’ against your loan as well as make multiple withdrawals as long as you stay within your credit limit. It’s akin to an overdraft facility.

Bajaj Overdraft Interest Rates and Charges

Rate of Interest
Interest rates and processing fees are depends on the Company Category and Net Take Home Salary
Up to 14% -35%
Processing Fees Up to 2%
Loan Statement Charges NIL
Interest & principle statement charges NIL

Flexible Withdrawal and Repayment

With Bajaj Overdraft Account, One can Borrow funds whenever you need them and Prepay when you have additional funds in hand. Also, pay interest only on the amount you utilize out of the borrowed amount, and get the option to pay just the interest amount as your EMI for first year.

Pay Interest only on Utilized Amount with multiple withdrawals.

Bajaj Finance Flexi loan comes with awesome flexibiity. The product is one of its kind wherin the customer can pre-pay and drawdown money by using the Expedia Portal within seconds. The product is easy and hassle-free. The customer gets benefits of saving interest cost by pre-paying the idle or any surplus funds that the customer may have.

Get Interest and Processing Charges Details on your Profile

Interest rates and processing fees are depends on the Company Category and Net Take Home Salary

Bajaj Overdraft Eligibility Criteria

The following people are eligible to apply for a Bajaj Overdraft Loan:
- Self Employed Professionals - Allopathic doctors, chartered accountants, company secretaries and architects who are practicing their profession.
- Self Employed Non Professionals - Traders and manufacturers, retailers, Proprietors, and service providers etc.
- Entities - Partnerships, Limited Liability Partnership, Private Limited and closely held Limited companies.

Documents Required to Process the Bajaj Overdraft Account

For Overdraft Account, Bajaj Finserv requires documents for verification that proves the authenticity of the borrower. Following are an overview of the documents generally asked while applying for a Tata Capital Overdraft Facility:

Identity Proof for Loan  Identity Proof - PAN / Aadhaar / Voter ID / Driving License / Passport Copy.
Address Proof for Loan  Current Address Proof - Driving license/ Passport Copy/ Latest Gas Bill with Gas Bond / Latest Property Tax Bill / Bank Passbook / Ration Card.
Age Proof for Loan  Age Proof - Pan Card / Aadhaar Card / Voter ID card / Passport Copy / Any Other Statutory authority Certificat.
Bank Statement for Loan  Bank Statement - Latest 3 Months Bank Statement required.
Company Id Proof for Loan  Company ID - For Employment Proof.
Payslips for Loan  Salary Payslips - Last 3 Months.
Photo Copy for Loan  Photo Copy - One Passport Size Photo.

Our Happy "Bajaj Finserv Overdraft Account" Customer

We Love to Hear from Our Customers

Happy Client



“It was a good experience with for the personal loan. I am happy with Salariedloans. The whole process went smooth with them. Interest rate is good and there was no challenges with the bank in taking the loan. They provided good customer service.”

Happy Client

Arunkumar H.


“Thanks for your quick support. Due to my travel plan and urgent need, they arranged the loan within record time. Didn't believe that third party can influence the banks to bring such a quick turnaround.”

Happy Client


School Director

“Salariedloans has helped us a lot in getting a loan for our School.”

Happy Client

Sharanu M.

Director - Open Help Desk Services

“Salariedloans team have been great and I am really impressed with the support you give and all the effort.”

Bajaj Overdraft Facility Process

Turning Money Problem Into Solutions
Bajaj Overdraft Loan

Choose Loan Amount

Choose your Overdraft Facility loan amount and terms to use loan

Bajaj Overdraft Documents

Provide Document

Need to provide some basic document to verification for Overdraft Facility

Bajaj Overdraft facility Approval

Approved Loan

Our Overdraft Facility loan specialist ask fews question and verify docuements.

Bajaj Overdraft Facility Amount

Get your Money

Once Overdraft Facility loan aprroved you get loan amount credit.

Quick loan Process

Quick Loan

Customer Satisfaction


No Hidden Charges

No Prepayment or
Hidden Fees

Best After Sales Support

Best After Sales Service